Disclosure and Rates

The purpose of the key-phrases Agreement is to make you, our customer, fully aware and informed of all terms and conditions of our policies, as well as all federal and State of Nevada regulations as required by law.

We value the opportunity to serve your needs and want you to be completely satisfied and comfortable in all transactions with key-phrases.

FEDERAL DISCLOSURE REQUIREMENTS

Regulation B in Federal Law prohibits the consideration of Age, Sex, Race, Ethnicity, Gender, National Origin, or Handicap as a basis for making anyone a loan (as in our cash advance program). key-phrases, does not discriminate based on any of these factors. In addition key-phrases will not enter into or maintain vendor/reciprocal information service type relationships with anyone who does not conform to these anti-discriminatory practices.

Regulation Z in Federal Law requires the full disclosure of all costs and terms associated with any credit purchase or transaction (such as this cash advance) and further requires that the costs associated with the transaction be expressed as an annual percentage rate of interest or A.P.R. Below all costs, terms and rates associated with the key-phrases program are provided.

Federal Truth in Lending Act (T.I.L.A.)

key-phrases Terms and Conditions